If one purposely lied about his or her health on a life insurance application,the company could refuse to pay the death benefit.

Question

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When filling out a life insurance application, it is important to be honest about one's health conditions. If the insured intentionally misrepresents or conceals information that would have affected the insurance company's decision to issue the policy or set premium rates, the insurer can deny benefits. This is known as "fraudulent misrepresentation."

If One Purposely Lied About His or Her Health on a Life