In most states even if a warranty is not material to the risk, breach of warranty causes contract cancellation.

Question

Quizplus · Accepted Answer

In insurance law, a breach of warranty can lead to the cancellation of the contract, regardless of whether the warranty is material to the risk. Warranties in insurance contracts are promises that certain conditions will be met, and insurers may treat any breach as grounds for cancellation.

In Most States Even If a Warranty Is Not Material