April 1, 2019 - O Signs Construction Mortgage for Construction

April 1, 2019 - O signs construction mortgage for construction of his home; Bank records construction mortgage
August 15, 2019 - O signs permanent mortgage for purchase of newly-built home that covers home and all after-acquired property/fixtures; Bank records mortgage
October 15, 2019 - Sears allows O to purchase on credit a new hot water heater
October 20, 2019 - O installs hot water heater
October 22, 2019 - Sears files financing statement
January 2, 2020 - O defaults on mortgage payment
February 2, 2020 - O declares bankruptcy
Discuss who will have priority in bankruptcy.