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Why Is There an "Ordinance-Or-Law Exclusion" in a Typical HO-3

Question 27

Multiple Choice

Why is there an "ordinance-or-law exclusion" in a typical HO-3 policy?


A) Because it is too costly to include
B) Because there is a federal insurance policy that covers this aspect
C) Because it is better insured under another insurance policy
D) There is no such exclusion.

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