Christopher's House Is Insured for $250,000, and He Has Been

Christopher's house is insured for $250,000, and he has been paying premiums for the past 10 years. Chris's home was wiped out in a hurricane. The face value of the policy is $250,000, the remaining mortgage is $115,000, and the appraised value is $210,000. How much can he recover from his insurance company for the loss?

A) $95,000
B) $115,000
C) $210,000
D) $250,000