Anya Finally Decides That She Will Give Her Cousin,Zen,the Loan

Anya finally decides that she will give her cousin,Zen,the loan he requested. He is expected to pay Anya $12,500 each year for the next 5 years,starting at the end of this year.The loan interest rate at the bank is 5% but because he is family,she will only charge him half of this interest rate.What is the current value of this loan,today?

A) $58,072.86
B) $500,000
C) $62,500
D) $54,118.46
E) $55,240.89