Usually, a bank's largest liability is its:

Name: Usually, a bank's largest liability is its:
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Deposits are the primary source of funds for banks, making up the largest liability on their balance sheets. Banks use deposits to make loans and investments, which generate income for the bank. Short-term borrowing and long-term debt are also liabilities, but typically make up a smaller portion of a bank's liabilities compared to deposits. Securities are assets, not liabilities.

Usually, a Bank's Largest Liability Is Its