According to the textbook, in most cases phobias are acquired through a combination of

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The textbook states that phobias are usually acquired through a combination of classical conditioning (learning to associate a particular object, situation, or event with a negative or fearful response) and observational learning (learning to fear something by observing others' fearful reactions). The other options are not supported by the textbook.

According to the Textbook, in Most Cases Phobias Are Acquired