Health maintenance organizations offer a smaller PPO provider network and usually provide little, if any, benefits when an out-of-network provider is used.

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Exclusive provider organizations (EPOs) offer a smaller PPO provider network and usually provide little, if any, benefits when an out-of-network provider is used. Health maintenance organizations (HMOs) cover all services for a fixed fee but exercise control over which doctors and health facilities a member may use.

Health Maintenance Organizations Offer a Smaller PPO Provider Network and Usually