Most advocates of ESOPs appreciate the stability of these retirement plans, as shown during the recession of 2008/2010.

Name: Most advocates of ESOPs appreciate the stability of these retirement plans, as shown during the recession of 2008/2010.
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Many people do not want to take the chance that the stock is going to be less valuable when they retire. Periods of wild rides in the stock market, such as with the recession of 2008/10, also dampen worker enthusiasm for ESOPs.

Most Advocates of ESOPs Appreciate the Stability of These Retirement