The goal of health maintenance organizations, as opposed to traditional health insurance plans, is

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The primary goal of health maintenance organizations (HMOs) is to control costs. HMOs do this by providing integrated care and emphasizing preventive care measures, which can help avoid more costly treatments down the line. Unlike traditional insurance plans, HMOs often restrict patients to a network of providers and require referrals for specialists, which also helps contain costs. While HMOs may expand coverage for some services, such as preventive care, their primary aim is cost management. HMOs do not typically eliminate hospital coverage or reduce visits to doctors, although they may strive to get patients the most appropriate level of care to avoid unnecessary hospital stays or appointments.

The Goal of Health Maintenance Organizations, as Opposed to Traditional