If a customer does not have sufficient funds to pay a check available in his or her checking account and the bank dishonors the check,the bank is liable to the customer.

Question

Quizplus · Accepted Answer

If a customer does not have sufficient funds to pay a check available in his or her checking account and the bank dishonors the check, the customer is liable for any fees or penalties and may face legal consequences. The bank may also close the account and report the incident to credit bureaus, which could negatively impact the customer's credit score.

If a Customer Does Not Have Sufficient Funds to Pay