Neil needs insurance that is unavailable in the state where he lives.To obtain insurance from a nonadmitted insurer,Neil should contact a
A)surplus lines broker.
B)nonadmitted agent.
C)general agency broker.
D)direct writer.

Question

Quizplus · Accepted Answer

A surplus lines broker is authorized to place insurance policies with nonadmitted insurers. Nonadmitted agents and general agency brokers may not have this authorization, and a direct writer only offers insurance from their company, which may not be available in Neil's state.

Neil Needs Insurance That Is Unavailable in the State Where