Prior to passage of the Affordable Care Act,insurance policies typically contained a provision excluding coverage for impairments that were present or were treated during a specified period prior to the effective date of the policy.This provision is a(n)

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This provision is commonly known as a preexisting-conditions clause, which excludes coverage for impairments that were present or were treated prior to the effective date of the policy. The Affordable Care Act has since limited the use of preexisting-conditions clauses in health insurance policies. Choices A, C, and D do not accurately describe this provision.

Prior to Passage of the Affordable Care Act,insurance Policies Typically