The general liability policy covers bodily injury or property damage caused by "an accident,including continuous repeated exposure to substantially the same general harmful conditions." This cause is loss is called a(n)

Question

Quizplus · Accepted Answer

The definition of occurrence in a general liability policy includes both sudden accidents and continuous, repeated exposure to harm. Therefore, an occurrence is the appropriate term for any cause of loss covered by the policy. Accident (B) may be a component of an occurrence, but it does not encompass all covered losses. Event (C) and incident (D) may not accurately describe the type of loss covered by the general liability policy.

The General Liability Policy Covers Bodily Injury or Property Damage