A Client Has Recently Changed Health Insurance Plans and Is

A client has recently changed health insurance plans and is now part of a health maintenance organization (HMO) .How might the nurse best explain how HMOs operate?

A) HMOs provide creative ways to ensure hospitals can decrease their daily census.
B) HMOs employ a group of nurses who focus on health education programs.
C) HMOs encourage physicians to focus on health promotion and self-care.
D) HMOs organize a network of providers who offer services for a predetermined fee.