By limiting liability for an employee's hospital stay costs to $200,000, an employer is using a cost-containment measure known as:

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Benefit ceiling is a cost-containment measure where the employer limits the maximum amount of benefits that an employee can receive for a particular service or treatment. By limiting liability for the hospital stay costs to $200,000, the employer has imposed a benefit ceiling on the employee's health insurance plan.

By Limiting Liability for an Employee's Hospital Stay Costs to $200,000