The World Bank's two major institutions are the International Development Association and the:

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The International Bank for Reconstruction and Development (IBRD) is the other major institution of the World Bank, which provides loans and technical assistance to middle-income and creditworthy low-income countries. The International Development Association (IDA) is the World Bank's concessional lending arm, providing interest-free loans and grants to the world's poorest countries. The other options, such as the Collateral-Based Lending Agency and the International Microloan Bank, are not actual institutions of the World Bank.

The World Bank's Two Major Institutions Are the International Development