Factors affecting estimates of benefits under a post-retirement health care plan include all of the following except:
A) per capita claims cost by age.
B) health care cost trend rates.
C) plan demographics.
D) discount rate.

Question

Quizplus · Accepted Answer

All of the factors listed (per capita claims cost by age, health care cost trend rates, and plan demographics) can affect estimates of benefits under a post-retirement health care plan. The discount rate, however, is not a factor that would directly impact benefit estimates but would impact the present value of those benefits over time.

Factors Affecting Estimates of Benefits Under a Post-Retirement Health Care