The Affordable Care Act

Question

Quizplus · Accepted Answer

The Affordable Care Act (ACA) prohibits insurance companies from denying coverage to people with preexisting conditions. This means that individuals cannot be denied health insurance coverage based on their health status or medical history.

Answer: B
 This statement is incorrect. The ACA requires individuals to have health insurance or pay a penalty, but it also provides options for those who cannot afford private health insurance, such as Medicaid and subsidies for purchasing insurance on the Health Insurance Marketplace.

Answer: C
 This statement is incorrect. The ACA includes provisions for preventative health care, such as requiring insurance companies to cover certain preventative services without cost-sharing, including diabetes screening and mammograms.

Answer: D
 This statement is incorrect. The ACA has been implemented in stages since its passage in 2010 and many of its provisions are already in effect, with the remaining provisions to be implemented over time.

Answer: A and C
 Answer A is correct because the ACA prohibits insurance companies from denying coverage to people with preexisting conditions. Answer C is incorrect because the ACA does provide specific provisions for preventative health care, such as requiring insurance companies to cover certain preventative services without cost-sharing, including diabetes screening and mammograms.