The future viability of the savings association industry in traditional mortgage lending has been questioned because of

Question

Quizplus · Accepted Answer

All of the options listed have contributed to the uncertainty surrounding the future viability of the savings association industry in traditional mortgage lending. Securitization practices of other financial institutions have led to increased competition and reduced demand for savings association mortgages, while long-term mortgage lending carries additional risk exposure. Additionally, the liquidity risks associated with mortgage lending add pressure to savings associations. Therefore, all of the above are factors to consider when evaluating the future of the industry.

The Future Viability of the Savings Association Industry in Traditional