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"Direct Recognition" Occurs When the Insurance Company

Question 72

Multiple Choice

"Direct recognition" occurs when the insurance company


A) reduces dividend payments because of an unexpected increase in costs.
B) increases premiums in recognition of the insureds advancing age.
C) reduces the rate earned on a portion of the cash value,because the insured has taken out a policy loan.
D) revises its actuarial factors to reflect the changing risk environment.

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