The most needed auto coverage is

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Personal liability coverage is the most vital auto coverage as it protects the driver from financial loss if they cause an accident that results in injury or property damage to others. It covers the cost of legal fees, settlements, and judgments against the driver. It is a mandatory coverage in most states, and without it, the driver could face severe financial consequences. The other coverages, such as collision, other-than-collision, and medical payments, may not be as necessary for all drivers but can be helpful in specific situations.

The Most Needed Auto Coverage Is