The 'Counter-Cyclical Capital Buffer

The 'counter-cyclical capital buffer':

A) can be imposed by APRA during periods of high credit growth in the banking system
B) form part of the Basel III reforms
C) should discourage excessive growth in risky bank assets during periods of high growth
D) is an additional equity buffer of 2.5 per cent of a bank's risk-weighted assets
E) All of these.