In Australia, federal government regulations prohibit health insurance providers from charging higher insurance premiums for people who:

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In Australia, federal regulations for health insurance are designed to ensure fairness and accessibility. These regulations include community rating, which prohibits health insurers from charging higher premiums based on a person's health status, lifestyle factors (such as smoking or drinking alcohol), or their body mass index (BMI). This means insurers cannot charge higher premiums for individuals who are obese, smoke, or drink alcohol, making health insurance more accessible and preventing discrimination based on health-related factors.

In Australia, Federal Government Regulations Prohibit Health Insurance Providers from Charging