Simple Simon,Inc.,a software maker,wants to in?sure itself against in?juries to employees sustained during the course of their em?ployment.Simple Simon should obtain

Question

Quizplus · Accepted Answer

Employer's liability insurance would cover injuries sustained by employees during the course of their employment, which is the specific concern stated in the question. Casualty insurance covers a broader range of losses, such as property damage, and would not specifically address the need for coverage for employee injuries. Fidelity or guaranty insurance would protect against employee theft or fraud, which is also not the stated concern in the question. Malpractice insurance is designed to cover the professional liability of individuals in certain professions, such as doctors or lawyers, and would not be relevant to a software company's need to insure against employee injuries.