Congratulation,you Just Won the $1 Million Grand Prize in the State

Congratulation,you just won the $1 million grand prize in the state lottery.You have to choose how to receive your prize.You can either get a lump sum of $350,000 today,or you can get $50,000 each year forever.You should choose the lump sum if the interest rate is:

A) 10.5 percent
B) Less than 10.5 percent
C) More than 10.5 percent
D) Less than 14.3 percent
E) More than 14.3 percent