Daria's Property Is Damaged in a Fire

Daria's property is damaged in a fire.She claims the property damage amounted to $10,000,and the insurer claims it only amounted to $5,000.Which of the following is true in this situation?

A) Daria has no alternative because she must accept the insurer's valuation.
B) Daria should file for a field evaluation.
C) The insurer is required to accept Daria's valuation unless the insurer can establish that the insured failed to act in good faith.
D) Daria should demand an appraisal under her policy's appraisal clause.
E) Daria should call the state inspector who investigates and makes rulings in such cases.