A nurse has decided to obtain individual professional liability insurance. In general, which type of insurance is best for most nurses?

Question

Quizplus · Accepted Answer

Rationale 1: Certificate-based is not a form of insurance.
Rationale 2: Employer-sponsored coverage is the narrowest coverage for individual nurses.
Rationale 3: For most nurses the occurrence-based policy is preferable. This policy continues coverage for claims made for incidents that occurred during the time the policy was in effect, even if the policy has expired.
Rationale 4: Claims-made policies cover only claims made during the life of the policy.

A Nurse Has Decided to Obtain Individual Professional Liability Insurance