Melissa owes her bank money for credit card bills. For the past two weeks, debt collectors have been harassing her for bill payment by coming to her workplace. Her boss tells her to not have such meetings at the workplace, and despite requesting the collection agency not to do so, the collectors continue to visit her at her workplace. Which of the following Acts would protect Melissa from such harassment?

Question

Quizplus · Accepted Answer

The Fair Debt Collection Practices Act (FDCPA) is the federal law that outlines the legal rights of consumers with regards to debt collection practices. The FDCPA provides protection from harassment by debt collectors, including prohibiting them from contacting a consumer at their place of employment if they have been asked not to. Therefore, the FDCPA would protect Melissa from debt collectors harassing her at her workplace despite her request to stop. The other acts listed are not applicable in this situation.

Melissa Owes Her Bank Money for Credit Card Bills