A credit card holder may withhold payment on a faulty product,providing a good faith effort was made to settle the dispute,under the:

Question

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The Fair Credit Billing Act allows a credit card holder to dispute a charge and withhold payment if the merchandise or services provided were defective, if the merchant charged an incorrect amount, or if the merchant didn't provide the goods or services at all. The cardholder must make a good faith effort to resolve the issue with the merchant before disputing the charge.

A Credit Card Holder May Withhold Payment on a Faulty