Which of these is the least available funding source for new firms?

Question

Quizplus · Accepted Answer

External loans from commercial-rate lenders are the least available funding source for new firms because they typically require a solid credit history and financial track record, making it difficult for new businesses to qualify. Loans from family and friends (A) and owner capital (B) may be more accessible for new firms, while external loans from motivated lenders (D) may be more rare but still more available than commercial-rate loans.

Which of These Is the Least Available Funding Source for New