The QTL test requires that thrifts
A) limit the amount of mortgage-related assets on the balance sheet to improve diversification.
B) invest in a minimum percentage of government-backed securities to protect their mortgage loans.
C) lend no more than 80% of the value of a home to a borrower to ensure mortgage safety.
D) keep 35% of their assets in safe liquid investments to ensure adequate deposit liquidity.
E) invest at least 65% of their assets in mortgages or mortgage-related assets.
Correct Answer:
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