Deck 3: The Private Health Sector and Private Health Insurance

Question 1

Government arguments that support a strong private sector mostly focus on:

A)patients getting more choice and flexibility relating to services.
B)reducing and containing health expenditure.
C)everyone being entitled to buy the same product for the same price.
D)none of the above.

Answer 1

reducing and containing health expenditure.

Question 2

Political parties and political ideology in Australia have influenced the health care field;which parties take an individualistic approach and promote the private market as best able to deliver health care?

A)The Greens and Families first
B)The Australian Labor Party
C)The Liberal and National parties
D)None of the above

Answer 2

The Liberal and National parties

Question 3

The main reason that Australians have PHI are:

A)to avoid the Medicare charge.
B)to enable choice of doctor and hospital.
C)to avoid lengthy waiting lists.
D)all of the above.

Answer 3

all of the above.

Question 4

Entrenching the power of the medical profession in maintaining a system of charging patients is often referred to as:

A)a collective approach to health care.
B)medical dominance.
C)ensuring equitable access.
D)none of the above.

Question 5

The percentage of the Australian population that has PHI according to the Australian Instituted of Health and Welfare has:

A)risen from 31% in 1999 to 47% in 2017.
B)risen from 20% in 1999 to 58% in 2017.
C)risen from 15% in 1999 to 54.6% in 2017.
D)declined since 1999.

Question 6

The main ownership types in the private hospital industry are:

A)owned and totally funded by the private sector.
B)for-profit group,for-profit independent,religious / charitable,and other not-for-profit hospitals.
C)for-profit group and other not-for-profit hospitals.
D)for-profit independent,and religious / charitable hospitals.

Question 7

The private health sector is:

A)subject to National Safety and Quality Health Service Standards of care,like the public health sector.
B)expected to comply with different standards to those of the public health sector.
C)regulated by the federal government only.
D)none of the above.

Question 8

Private health insurance (PHI)in Australia:

A)began after World War II for returning soldiers and their families.
B)came into existence as a response to the post-war migrant boom.
C)began with the development of Friendly Society movements to assist members during sickness or unemployment.
D)started off as a scheme for less-wealthy Australians to save money for their health requirements.

Question 9

The private health sector is characterised by:

A)political agreement between the three levels of government.
B)a minimal level of government subsidy.
C)being part of a hybrid or mixed public-private health system.
D)none of the above.

Question 10

The private health sector is organised as a combination of:

A)private hospitals and a few related allied health services.
B)private hospitals,pharmacies and some aged-care facilities.
C)private hospitals,most medical,dental and allied health services,pharmacies,much of the aged care sector,most radiology and pathology services,private health insurance,and manufacturers of medical devices and e-health technologies.
D)none of the above.

Question 11

The Liberal-Coalition Government introduced Lifetime Health Cover in 1997.Lifetime Health Cover is:

A)a means-tested subsidy for Medicare.
B)a tax penalty based on medical history.
C)an age-based tax penalty for those with private health insurance.
D)a means-tested tax penalty for those without private health insurance.