Deck 11: Privacy and Ethics Considerations

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Question
A key executive title responsible for ensuring adherence to a privacy strategy is:

A)CIO
B)CTO
C)CPO
D)CAO
E)COO
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Question
_______ provides parents with control over information collected on their children and how it is used.

A)GLB
B)COOPA
C)Health Insurance Portability Act of 1996
D)E-RIGHTS S.854
E)Privacy Act of 1974
Question
The ______ regulates the sharing of personal information about individuals who obtain financial products or services from financial institutions.

A)E-Rights
B)Data Security Bill
C)Fair Credit reporting Act
D)Gramm-Leach-Bliley Act
E)Privacy Protection Act of 1980
Question
_______ requires any person or entity engaged in telemarketing to maintain a list of consumers who request not to be called.

A)COOPA
B)Right to Financial Privacy Act (1978)
C)Telephone Consumer Protection Act of 1991
D)Privacy Act of 1974
E)Privacy Protection Act of 1980
Question
The _____ prevents government bodies from selling or distributing consumer personal information.

A)Gramm-Leach-Bliley Act
B)Cable Communications Policy Act of 1984
C)Driver's Privacy Protection Act of 1994
D)Video Privacy Protection Act of 1988
E)Data Security Bill
Question
The ______ increases privacy protection for all digitized consumer information.

A)Video Privacy Protection act of 1988
B)Fair Credit reporting Act
C)Data Security Bill
D)Gramm-Leach-Bliley Act
E)0
Question
______ is a pending legislation that would require organizations to notify individuals within 45 days if their personal information has been compromised.

A)Data Security Bill
B)Privacy Protection Act
C)Fair Credit reporting Act
D)E-rights
E)TPS
Question
The _____ is a list of phone numbers from consumers who have indicated their preference to limit the telemarketing calls they receive.

A)SOA
B)State Look up
C)Do-Not-Contact-Deceased
D)Do-Not-Call-Complaint
E)Do-Not-Call Registry
Question
_____ is probably the most ethical option when soliciting consumers to build a relationship.

A)Opt-in
B)Double opt-out
C)Opt-out
D)Double opt-in
E)All of the above are good ethical practices.
Question
A good privacy policy would include all of the following except:

A)Executive contact information
B)Encryption statement
C)Disclosure to third party information
D)Privacy Seal
E)Consent information
Question
The two easiest and most used channels of communication are:

A)POS and Phone
B)Direct Mail and Web
C)Web and Phone
D)Web and Catalog
E)RFID and Web
Question
Telemarketers and sellers are required to search the _____ and drop from their call lists any consumer that matches it.

A)E-Mail Preference
B)WBI
C)Telephone Preference
D)DDNC
E)Do-Not-Call Registry
Question
The _____ list consists of e-mail addresses from consumers who have contacted the DMA and registered with E-mps in order to reduce the amount of unsolicited e-mail.

A)DMA's e-mail preference
B)FTC's DNC registry
C)State DNC
D)State TPS Lookup
E)WBI
Question
The ______ removes records from an organization's customer file that matches any of a number of customer suppression files created and serviced by multiple organizations.

A)DMA's Telephone Preference Service
B)FTC's DNC registry
C)DMA's Smart Clean Service
D)DMA's Mail Preference Service
E)State DNC lists
Question
Organizations use BBBOnline to ______.

A)Build trust with customers
B)Create privacy policy
C)Write encryption software
D)Manage opt-in processes
E)Attract prospects to their web sites
Question
The ______ is an important way for U.S. companies to avoid experiencing interruptions in their business dealings with the EU or facing prosecution by
European authorities under European privacy laws.

A)NAFTA
B)Safe harbor
C)European Union
D)U.S. Commerce Department
E)Personal Information Protection Law
Question
FMPS contains names and addresses of consumers from ______ who do not wish to receive promotional mail at home.

A)South America
B)UK, France, Germany
C)Mexico, Canada, and the U.S.
D)France, Germany, Spain
E)UK, Belgium, Germany
Question
______ implies that the organization fully discloses its information practices prior to obtaining personal data or permission to use it.

A)Consent
B)Opt-in
C)Opt-out
D)Double-opt-in
E)Informed Consent
Question
______ is an example of a privacy seal program.

A)Encryption
B)BBBOnline
C)OPA
D)P3P
E)PSP
Question
_____is an option that requires a consumer's explicit consent for the use and disclosure of personal information beyond the original purpose for which it was
collected.

A)Opt-in
B)Do Not Call registry
C)Double-opt-in
D)Opt-out
E)Phishing
Question
______ is the act of using information gathered from a person's web activity to gain an understanding of that person's needs and using that knowledge to promote to the person.

A)Subscription
B)Encryption
C)Secondary use
D)Physical contact information
E)Online profiling
Question
______ is a set of software-writing guidelines developed by the World Wide Web Consortium.

A)P3P
B)Subscription
C)PIN
D)OPA
E)WC3
Question
______ is the art of tricking people into divulging confidential information.

A)PCI
B)SPAM
C)Phishing
D)Opt-in
E)Opt-out
Question
______ is an online privacy seal program.

A)OPA
B)P3P
C)Trustmark
D)TRUSTe
E)ENSURE
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Deck 11: Privacy and Ethics Considerations
1
A key executive title responsible for ensuring adherence to a privacy strategy is:

A)CIO
B)CTO
C)CPO
D)CAO
E)COO
C
2
_______ provides parents with control over information collected on their children and how it is used.

A)GLB
B)COOPA
C)Health Insurance Portability Act of 1996
D)E-RIGHTS S.854
E)Privacy Act of 1974
B
3
The ______ regulates the sharing of personal information about individuals who obtain financial products or services from financial institutions.

A)E-Rights
B)Data Security Bill
C)Fair Credit reporting Act
D)Gramm-Leach-Bliley Act
E)Privacy Protection Act of 1980
D
4
_______ requires any person or entity engaged in telemarketing to maintain a list of consumers who request not to be called.

A)COOPA
B)Right to Financial Privacy Act (1978)
C)Telephone Consumer Protection Act of 1991
D)Privacy Act of 1974
E)Privacy Protection Act of 1980
Unlock Deck
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Unlock Deck
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5
The _____ prevents government bodies from selling or distributing consumer personal information.

A)Gramm-Leach-Bliley Act
B)Cable Communications Policy Act of 1984
C)Driver's Privacy Protection Act of 1994
D)Video Privacy Protection Act of 1988
E)Data Security Bill
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
6
The ______ increases privacy protection for all digitized consumer information.

A)Video Privacy Protection act of 1988
B)Fair Credit reporting Act
C)Data Security Bill
D)Gramm-Leach-Bliley Act
E)0
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
7
______ is a pending legislation that would require organizations to notify individuals within 45 days if their personal information has been compromised.

A)Data Security Bill
B)Privacy Protection Act
C)Fair Credit reporting Act
D)E-rights
E)TPS
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
8
The _____ is a list of phone numbers from consumers who have indicated their preference to limit the telemarketing calls they receive.

A)SOA
B)State Look up
C)Do-Not-Contact-Deceased
D)Do-Not-Call-Complaint
E)Do-Not-Call Registry
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
9
_____ is probably the most ethical option when soliciting consumers to build a relationship.

A)Opt-in
B)Double opt-out
C)Opt-out
D)Double opt-in
E)All of the above are good ethical practices.
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
10
A good privacy policy would include all of the following except:

A)Executive contact information
B)Encryption statement
C)Disclosure to third party information
D)Privacy Seal
E)Consent information
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
11
The two easiest and most used channels of communication are:

A)POS and Phone
B)Direct Mail and Web
C)Web and Phone
D)Web and Catalog
E)RFID and Web
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
12
Telemarketers and sellers are required to search the _____ and drop from their call lists any consumer that matches it.

A)E-Mail Preference
B)WBI
C)Telephone Preference
D)DDNC
E)Do-Not-Call Registry
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
13
The _____ list consists of e-mail addresses from consumers who have contacted the DMA and registered with E-mps in order to reduce the amount of unsolicited e-mail.

A)DMA's e-mail preference
B)FTC's DNC registry
C)State DNC
D)State TPS Lookup
E)WBI
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
14
The ______ removes records from an organization's customer file that matches any of a number of customer suppression files created and serviced by multiple organizations.

A)DMA's Telephone Preference Service
B)FTC's DNC registry
C)DMA's Smart Clean Service
D)DMA's Mail Preference Service
E)State DNC lists
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
15
Organizations use BBBOnline to ______.

A)Build trust with customers
B)Create privacy policy
C)Write encryption software
D)Manage opt-in processes
E)Attract prospects to their web sites
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
16
The ______ is an important way for U.S. companies to avoid experiencing interruptions in their business dealings with the EU or facing prosecution by
European authorities under European privacy laws.

A)NAFTA
B)Safe harbor
C)European Union
D)U.S. Commerce Department
E)Personal Information Protection Law
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
17
FMPS contains names and addresses of consumers from ______ who do not wish to receive promotional mail at home.

A)South America
B)UK, France, Germany
C)Mexico, Canada, and the U.S.
D)France, Germany, Spain
E)UK, Belgium, Germany
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
18
______ implies that the organization fully discloses its information practices prior to obtaining personal data or permission to use it.

A)Consent
B)Opt-in
C)Opt-out
D)Double-opt-in
E)Informed Consent
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
19
______ is an example of a privacy seal program.

A)Encryption
B)BBBOnline
C)OPA
D)P3P
E)PSP
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
20
_____is an option that requires a consumer's explicit consent for the use and disclosure of personal information beyond the original purpose for which it was
collected.

A)Opt-in
B)Do Not Call registry
C)Double-opt-in
D)Opt-out
E)Phishing
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
21
______ is the act of using information gathered from a person's web activity to gain an understanding of that person's needs and using that knowledge to promote to the person.

A)Subscription
B)Encryption
C)Secondary use
D)Physical contact information
E)Online profiling
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
22
______ is a set of software-writing guidelines developed by the World Wide Web Consortium.

A)P3P
B)Subscription
C)PIN
D)OPA
E)WC3
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
23
______ is the art of tricking people into divulging confidential information.

A)PCI
B)SPAM
C)Phishing
D)Opt-in
E)Opt-out
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
24
______ is an online privacy seal program.

A)OPA
B)P3P
C)Trustmark
D)TRUSTe
E)ENSURE
Unlock Deck
Unlock for access to all 24 flashcards in this deck.
Unlock Deck
k this deck
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Unlock Deck
Unlock for access to all 24 flashcards in this deck.