Deck 8: Health Care

Question 1

What is the purpose of health care deductibles?

A) increase access to health care
B) discourage unnecessary use of hospitals and doctors
C) more open access to health care
D) spreading risk

Answer 1

B

Question 2

The medical loss ratio is the relationship between

A) insurance premiums and health care provided.
B) the insured and uninsured.
C) those on Medicare and those on Medicaid.
D) the costs of providing or not providing health care.

Answer 2

A

Question 3

The traditional approach to health care policy in the U.S.has been

A) rational
B) comprehensive
C) incremental
D) institutional

Answer 3

C

Question 4

Which of these is true of the Patient Protection and Affordable Care Act of 2010?

A) About 15% of Americans would be left without health insurance.
B) All employers would be forced to provide health insurance to employees.
C) The program creates a national health insurance system.
D) The goal of the program is health insurance for all Americans.

Question 5

The main goal of patients' bills of rights is

A) lower health care costs.
B) access to health care.
C) lower deductibles.
D) higher quality health care.

Question 6

SCHIP is designed to give

A) the aged
B) low income wage earners
C) children
D) families

Question 7

Medicaid differs from Medicare in being

A) for health care.
B) administered by the federal government.
C) means-tested.
D) for children only.

Question 8

"Portability" in health insurance, overcomes the problem of

A) prescription drug costs.
B) poor medical care.
C) preexisting condition exclusions.
D) deductibles.

Question 9

The public option that did not make it into the final form of the Patient Protection and
Affordable Care Act was rejected because it

A) would not have helped the poor.
B) looked too much like socialized medicine.
C) was too expensive.
D) interfered with Medicaid.

Question 10

In a single payer plan, who is the payer?

A) the health care provider
B) the insured
C) insurance companies
D) the government

Question 11

The agency primarily responsible for administering the Patient Protection and
Affordable Care Act is

A) the Department of the Interior.
B) the Department of Health and Human Services.
C) the IRS.
D) HUD.

Question 12

Currently, health care costs represent roughly what percentage of the GDP?

A) 6
B) 16
C) 26
D) 36

Question 13

Which of these provides health care coverage for the aged?

A) Medicaid
B) SCHIP
C) SSI
D) Medicare

Question 14

The individual mandate in the Patient Protection and Affordable Care Act requires

A) employers to provide health insurance to employees.
B) individuals to buy health insurance.
C) state governments to ensure individuals access to health care.
D) individuals to use government health clinics.

Question 15

The United States compares well to other advanced developed nations in which of these?

A) life expectancy
B) infant death rates
C) health care costs
D) access to health care

Question 16

The goal of health insurance exchanges is to

A) increase coverage under Medicaid.
B) manage health insurance costs and provisions.
C) provide state-run health care clinics.
D) expand Medicare.

Question 17

In the U.S., the leading cause of death (total number of all deaths in a year) is

A) cancer.
B) heart disease.
C) stroke.
D) diabetes.

Question 18

About what percent of Americans are covered employer or private health insurance plans?

A) 20
B) 40
C) 60
D) 80

Question 19

The goal of health maintenance organizations, as opposed to traditional health insurance plans, is

A) controlling costs.
B) expanding health care coverage.
C) eliminating hospital coverage.
D) reducing visits to doctors.

Question 20

The Patient Protection and Affordable Care Act of 2010 used what policy approaches?

A) rational and comprehensive
B) incremental and elite
C) group theory and institutional
D) game theory and public choice theory

Question 21

Managed care is popular because it gives patients more control over their health care.

Question 22

Challenges to the Patient Protection and Affordable Care Act have come primarily from insurance companies.

Question 23

Combined, Medicare and Medicaid provide health insurance to one-quarter of the U.S.population.

Question 24

Under the Patient Protection and Affordable Care Act, private insurance will be allowed.

Question 25

The public option is the centerpiece of the Patient Protection and Affordable Care Act.

Question 26

The United States is tenth in health care spending among industrialized nations.

Question 27

Medicaid is designed to provide health insurance to the aged.

Question 28

The traditional approach to health care policy has followed the public choice model.

Question 29

Single payer plans are similar to the traditional American health care system.

Question 30

Being a modification to the Social Security Act, Medicare illustrates incrementalism in public policy.