Deck 9: The Social Welfare of Low Income Groups

Question 1

What is the name of the assistance that provides financial support to families with children?

A)Family Allowances
B)National Child Benefit
C)Family Bonus
D)Child Tax Exemption

Answer 1

B

Question 2

When are people who earn more than half their income from employment called "working poor"?

A)when they do not advance in their place of employment
B)when they do not earn enough to stay out of poverty
C)when they cannot save for their children's education
D)when they cannot retire at the age of sixty-five

Answer 2

B

Question 3

In terms of actual dollars,how much money in federal and provincial or territorial income tax revenue is estimated that poverty consumes each year?

A)$5 billion
B)$8 billion
C)$13 billion
D)$19 billion

Answer 3

C

Question 4

Which program is likely to meet the criteria of an individual development account?

A)learn$ave
B)welfare-to-work
C)Employment Insurance
D)Universal Child Care Benefit

Question 5

To calculate which Canadians are living in low income,the Government of Canada uses statistical measuring devices.Which of the following describe relative measures of poverty?

A)the low-income measure (LIM)and the market basket measure (MBM)
B)the low-income measure (LIM)and the low-income cut-offs (LICOs)
C)the market basket measure (MBM)and persistence of poverty (POP)
D)the low-income cut-offs (LICOs)and persistence of poverty (POP)

Question 6

What does the poverty rate refer to in Canada?

A)the percentage of unemployed Canadians
B)the percentage of people on welfare
C)the percentage of people in government work programs
D)the percentage of low-income Canadians

Question 7

Four out of ten renters in Canada spend what percentage of their income on shelter?

A)20 percent
B)20-25 percent
C)25-30 percent
D)more than 30 percent

Question 8

One of the primary objectives of the National Child Benefit is to lower the welfare wall for families on social assistance.What is the welfare wall?

A)the disincentives to work
B)the inaccessibility to higher benefit rates
C)a discriminating effect of being on welfare
D)the maximum allowable benefit rate based on a family's size

Question 9

Which of the following measuring devices is also used to measure the depth and persistence of poverty?

A)low-income measure
B)market-basket measure
C)low-income cut-offs
D)statistical measure of poverty

Question 10

Which measuring device identifies the minimum level of income required for a family to purchase food,shelter,and other basics?

A)low-income measure
B)market-basket measure
C)low-income cut-offs
D)statistical measure of poverty

Question 11

What does the Government of Canada use the low-income measure (LIM)for?

A)to calculate the number of low-income families in Canada
B)to estimate the costs of basic necessities and how those costs compare to people's disposable income
C)to determine at which point a family spends a disproportionate amount of its income on basic necessities
D)to estimate the proportion of a geographic area that has much less income than the rest of the area

Question 12

A family who is struggling financially has recently undergone an assessment to estimate the costs of necessities,such as food,shelter,and transportation,compared to their disposable income.Which of the following measuring devices was used?

A)low-income measure
B)market-basket measure
C)low-income cut-offs
D)statistical measure of poverty

Question 13

When housing is unaffordable,it costs more than what percentage of a household's before-tax income?

A)10 percent
B)20 percent
C)30 percent
D)40 percent

Question 14

In an effort to promote the federal government's asset-based social policies,Ontario's Ministry of Community and Social Services now allows welfare recipients to keep what amount of money in cash?

A)$3000
B)$5000
C)$7000
D)$9000

Question 15

To calculate which Canadians are living in low income,the Government of Canada uses statistical measuring devices.Which of the following describes an absolute measure of poverty?

A)the low-income measure (LIM)
B)persistence of poverty (POP)
C)the market basket measure (MBM)
D)the low-income cut-offs (LICOs)

Question 16

Which measuring device is often used at the international level to compare family income between countries?

A)low-income measure
B)market-basket measure
C)low-income cut-offs
D)statistical measure of poverty

Question 17

Who are underemployed Canadians likely to be?

A)people who are unemployed
B)people who are not working as much as they could or want to
C)people who are not eligible for pensions or other workplace benefits
D)people who do not have a consistent employment history

Question 18

According to the Canadian Community Health Survey,what percent of households are food insecure?

A)5 percent
B)8 percent
C)12 percent
D)15 percent

Question 19

Which income security program has been dubbed the "income program of last resort"?

A)Social Assistance
B)Employment Insurance
C)Old Age Security
D)Workers' Compensation

Question 20

Canada's unemployment rate hovers around what percentage?

A)5 percent
B)7 percent
C)11 percent
D)13 percent

Question 21

Which of the following is NOT a goal of Newfoundland and Labrador's poverty reduction strategy?

A)improved earned incomes
B)better-educated population
C)increased emphasis on early education
D)expanded immigration settlement programs

Question 22

Describe the term feminization of poverty.

Question 23

Why did the Government of Canada introduce the national Action Plan for Food Security?

A)to lower the rates of obesity
B)to encourage low-income families to grow their own food
C)to improve the diets of high-risk populations
D)to increase the donations of food flowing to food banks

Question 24

Although there is a variety of anti-oppressive social work approaches to end poverty,they all share the following values and principles EXCEPT which?
a)empowerment
b)egalitarianism framework
c)Marxist framework
d)social inclusion

Question 25

A senior living in a social housing unit and relying on Old Age Security and Guaranteed Income Supplement cheques would pay what percent of their income on rent?

A)20 percent
B)25 percent
C)30 percent
D)35 percent

Question 26

Describe the term poverty reduction,and how Canada is responding.

Question 27

Public housing,rent supplements,nonprofit housing,and cooperative housing are all examples of what?

A)supportive housing programs
B)social housing programs
C)affordable housing programs
D)government-assisted housing programs

Question 28

Explain the differences between the underemployed and the working poor.

Question 29

Why are food banks generally viewed as inadequate for addressing the problem of food insecurity in Canada?

A)because they vary in range and scope across the provinces and territories
B)because they rely on donations,which tend to be inconsistent
C)because they are among the first to be cut from government budgets during economic recessions
D)because they are unable to track the circumstances of people who visit them

Question 30

The Government of Canada has been using various asset-based social policies as a possible solution to persistent low-income.These policies can enable people to do all of the following EXCEPT which?

A)start a business
B)buy a home
C)provide a cushion to soften the blow of job loss
D)invest in government stocks and bonds

Question 31

The unavailability of acceptable housing contributes to the problem.Please identify and describe the four categories used to determine when a person is considered homeless.

Question 32

What was the first province in Canada to introduce a poverty-reduction plan,and to enforce that plan through legislation?

A)Nova Scotia
B)Ontario
C)British Columbia
D)Quebec

Question 33

Identify and describe three types of economic costs created by poverty.

Question 34

Which of the following federally funded initiatives supports the majority of homeless shelters?

A)Homelessness Partnering Strategy
B)Affordable Housing Initiative
C)Homeless Assistance Program
D)National Alliance to End Homelessness

Question 35

Which statement does NOT characterize the benefit of asset-based policies?

A)They encourage self-sufficiency.
B)They encourage habits of personal saving.
C)They develop stock market investment strategies.
D)They develop financial knowledge.