Deck 10: Government As Health Insurer

Question 1

Though eligibility varies from state to state, _______ is a public insurance program intended to cover low-income individuals, children, and pregnant women.

A) Medicare
B) Medicaid
C) charitable care
D) Blue Cross
E) Blue Shield

Answer 1

B

Question 2

Increasing access to medical care for low income individuals and households through the expansion of Medicaid eligibility requirements could decrease the quality of medical care received by current Medicaid beneficiaries.

Answer 2

True

Question 3

Medicare _______ covers hospital inpatient services, while _______ covers prescription drug benefits.

A) Part A; Part B
B) Part B; Part D
C) Part B; Part A
D) Part C; Part B
E) Part A; Part D

Answer 3

E

Question 4

The Resource-Based Relative Value Scale System might cause an oversupply of certain medical services if the fee is set too high.

Question 5

_______ is the principal catalyst for the provision of government intervention in the market for health insurance.

A) Uncertainty
B) Population growth
C) Disease prevalence
D) Imperfect information
E) Health expenditure growth

Question 6

"Crowding out" due to an expansion of Medicaid requirements is best described by which of the following?

A) A family chooses to remain covered under employer-sponsored private health insurance.
B) An uninsured family chooses to enroll in Medicaid due to a low household income.
C) A family newly eligible withdraws from an employer-sponsored private health insurance and enrolls in Medicaid.
D) both b and c
E) none of the above

Question 7

Doughnut hole benefits refers to the system of coverage under _______.

A) Medicare Part A
B) Medicaid
C) Medicare Part C
D) Medicare Part D
E) Medicare Part B

Question 8

_______ Medicaid reimbursement rates will _______ the opportunity cost of treating privately insured patients.

A) Decreasing; increase
B) Increasing; not affect
C) Increasing; decrease
D) Decreasing; decrease
E) Decreasing; not affect

Question 9

The Diagnosis-Related Groups System is a prospective payment system used by Medicare to reimburse physicians for medical care.

Question 10

At the age of 65, individuals are automatically enrolled in Medicare Part B.

Question 11

The majority of financing for Medicaid programs comes from _______.

A) the federal government
B) state governments
C) individual premiums
D) charitable care
E) none of the above

Question 12

Which of the following is a key difference between Medicare and Medicaid?

A) eligibility requirements
B) financing methods
C) reimbursement methods
D) benefits offered
E) all of the above

Question 13

Medicare Part A is financed primarily through _______.

A) individual premiums
B) state governments
C) sales tax revenue
D) charitable care
E) payroll taxes

Question 14

If a physician is currently operating at full capacity, an increase in Medicare reimbursement rates could lead to decline in access for privately insured patients.

Question 15

_______ is a prospective payment system used by Medicare to reimburse hospitals for the provision of medical care.

A) Resource-Based Relative Value Scale System
B) Fee-for-service
C) Diagnosis-Related Groups System
D) Doughnut Hole System
E) Capitation Payment System