Deck 37: Health Care Law

Question 1

Which administrative agencies oversee and administer to the manner in which health care is delivered by its providers, and the ways in which health care services are covered by insurers?

A) Federal, state, and local administrative agencies
B) Only federal administrative agencies
C) Only state administrative agencies
D) Only state and local administrative agencies.

Answer 1

A

Question 2

The two most commonly used advance directives are living wills and durable powers of attorney for health care.

Answer 2

True

Question 3

When an individual or an employer procures an insurance policy covering costs associated with medical treatments, a(n) ________ is created.

A) health insurance exchange
B) contract
C) health maintained organization
D) advance directive

Answer 3

B

Question 4

Insurance policies are exempt from standard principles of contract law.

Question 5

A living will is a document in which a person describes their intentions regarding who inherits his or her property at death.

Question 6

Cafeteria plans cover employees' beneficiaries in the event of loss of life.

Question 7

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) provides employees and their families who lose employment health benefits the right to elect to continue group health benefits provided by their group health plan for specified limited periods of time.

Question 8

When a physician or other health care provider acts negligently, the patient may sue for the tort of __________.

A) adhesion
B) malpractice
C) breach
D) duress

Question 9

When a patient consults with a physician, the two parties are entering into a(n) __________.

A) insurance policy
B) health insurance exchange
C) contract
D) health maintained organization

Question 10

Health care laws are comprised of federal, state, and local statutes, rules, regulations, and judicial decisions.

Question 11

States have enacted statutes that enforce advance directives, documents that express the wishes of individuals regarding their health care in the event that they become incapacitated.

Question 12

The Patient Protection and Affordable Care Act (PPACA) requires group health insurance plans to provide coverage for dependent children.

Question 13

Health care law is defined by:

A) Federal and state statutes only.
B) Only state statutes.
C) Only federal statutes.
D) Federal, state, and local statutes, rules, regulations, and judicial decisions

Question 14

Under the Health Insurance Portability and Accountability Act of 1996 a patient's medical information can never be shared with non-family members.

Question 15

Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal statute that provides an individual with rights over his or her health information.

Question 16

An advance directive only takes effect when the individual becomes incapable of making healthcare decisions which, in some states, must be confirmed by at least two family members.

Question 17

When executing an advance directive an individual must demonstrate that he or she is competent and must sign the document in the presence of witnesses.

Question 18

The Patient Protection and Affordable Care Act (PPACA) is also known as Medicare.

Question 19

Only federal administrative agencies oversee and administer the manner in which health care is delivered by its providers, and the ways in which health care services are covered by insurers.

Question 20

Community based insurance only covers serious illnesses and lengthy hospitalizations.

Question 21

Individuals who believe their HIPAA rights were violated may file complaints with:

A) their health provider, their insurance company, or the federal government
B) their health provider only
C) their insurance company only
D) the federal government only

Question 22

Employees and their families who lose employment health benefits have the right to elect to continue group health benefits provided by their group health plan for specified limited periods of time under:

A) Medicare
B) the Consolidated Omnibus Budget Reconciliation Act of 1985
C) The Affordable Care Act.
D) Health Insurance Portability and Accountability Act.

Question 23

A federal program that pays for specified health care expenses for individuals who are 65 years of age or older is known as _________.

A) Medicare.
B) Medicaid.
C) The Affordable Care Act.
D) Health Insurance Portability and Accountability Act.

Question 24

Which law requires each state to establish a health insurance exchange?

A) Consolidated Omnibus Budget Reconciliation Act of 1985
B) Occupational Safety and Health Act of 1970
C) Health Insurance Portability and Accountability Act.
D) Patient Protection and Affordable Care Act

Question 25

Under the Health Insurance Portability and Accountability Act of 1996 a patient's medical information may be shared without patients' authorization for the purpose of _______________.

A) public notice.
B) treatment.
C) education.
D) media coverage.

Question 26

Insurance coverage that provides supplementary income to make up for lost wages due to an illness or accident that prevents an employee from working at his or her regular employment is knows as:

A) Medicaid B disability insurance.
C) a health maintenance organization
D) family plans

Question 27

The document in which a person directs his or her physician and /or health proxy to forgo certain extraordinary (heroic) medical procedures if, for example, the person is dying or permanently unconscious is called a:

A) durable power of attorney
B) living will
C) contract
D) health care compact

Question 28

An individual must demonstrate that he or she is __________ when signing an advance directive.

A) competent
B) terminal
C) incompetent
D) insolvent

Question 29

A federal statute that provides an individual with rights over his or her health information and establishes limits on who is permitted to view and receive health information is ____________.

A) Patient Protection and Affordable Care Act
B) Health Insurance Portability and Accountability Act of 1996 (HIPAA)
C) Occupational Safety and Health Act of 1970
D) Consolidated Omnibus Budget Reconciliation Act of 1985

Question 30

A type of umbrella health insurance policy that covers serious illnesses and lengthy hospitalizations is ______________.

A) medicare
B) a health maintenance organization.
C) a community based health insurance policy.
D) a major medical health insurance policy.

Question 31

A relatively inexpensive insurance that covers employees' beneficiaries in the event of loss of life is known as:

A) COBRA
B) Medicaid
C) a cafeteria plan
D) group life insurance

Question 32

The two most commonly used advance directives are ________________.

A) physicians and lawyers.
B) annuities and life insurance.
C) the living will and the durable power of attorney.
D) contracts and health insurance.

Question 33

An organization that provides health insurance by coordinating services with specific doctors, hospitals, and other health care providers is _______________.

A) a health maintenance organization
B) Medicare
C) a major medical insurer.
D) a community based insurer

Question 34

An advance directive only takes effect when the individual becomes incapable of making treatment decisions that, in some states, must be confirmed by at least two __________.

A) licensed physicians.
B) licensed attorneys.
C) family members
D) next of kin.

Question 35

The Patient Protection and Affordable Care Act (PPACA) requires that group health insurance plans that provide coverage for dependent children continue to make coverage available for an adult child until the child reaches _____________.

A) 23 years of age
B) 21 years of age
C) 26 years of age.
D) 18 years of age

Question 36

Under the Patient Protection and Affordable Care Act all individuals, unless covered by an employer or government sponsored insurance coverage, must _______________.

A) maintain minimal essential health insurance coverage
B) maintain a living will.
C) maintain a durable power of attorney.
D) maintain life insurance.

Question 37

A federal health care program for certain individuals and families with low incomes is known as ___________.

A) Medicare.
B) Medicaid.
C) The Affordable Care Act.
D) Health Insurance Portability and Accountability Act.

Question 38

States have enacted statutes that allow individuals to execute a(n) _____________ which documents their wishes regarding their health care in the event that they become incapacitated

A) annuity
B) contract
C) insurance policy
D) advance directive

Question 39

Emergency medical personnel, including first responders, paramedics, and other ambulance crew, are ________to honor advance directives.

A) permitted
B) not permitted
C) required
D) trained

Question 40

Arrangements where employers allocate a specific amount of money for each of its employees, who then select the particular benefit or package of benefits that best suits their individual needs is known as a(n):

A) cafeteria plan
B) family plan
C) COBRA
D) HMO

Question 41

What are the different types of medical insurance that are commonly available to individuals and employers?

Question 42

What are the six types of health-related insurance benefits typically available to employees?

Question 43

What are the major provisions of the privacy rule in the Health Insurance Portability and Accountability Act of 1996?