Cengage Advantage Books: Law for Business 18th Edition by John Ashcroft ,Janet Ashcroft

Exercise 16

When fifteen, Hilda Villalobos suffered cuts to her head and face when the car in which she was riding collided with another vehicle. The vehicles were insured, but a year after the accident, Shirley Smith, an insurance adjuster, discovered that Hilda's claims had not been finally resolved. Smith phoned Hilda's father, Antonio, and told him that Hilda was entitled to compensation. Antonio described Hilda's scars but was in a hurry to leave for Mexico. Hilda was already there for the next year. Smith explained that without seeing Hilda's scars, her estimate of the value of Hilda's claim could be inaccurate, but offered $3,000. Antonio wanted the money for Hilda right away. Smith paid him $3,000, and he and Hilda's mother, as Hilda's parents, signed releases for Hilda's injuries. Eight months later, when Hilda was seventeen, Antonio sued on behalf of Hilda. Did the suit constitute disaffirmance by Hilda?