Question 1

A professional from one of a variety of disciplines that provides services to the elderly is a:&#10;A) Certified Home Health Aide.&#10;B) Geriatric Care Manager.&#10;C) Home Health Aide.&#10;D) Psychologist.

Accepted Answer

Among the given options, a Geriatric Care Manager is specifically trained to provide services to the elderly. Certified Home Health Aides and Home Health Aides provide services related to personal care, while a psychologist may work with individuals of any age group.

Question 2

Care which refers to service in a nonresidential community-based group program designed to meet the needs of adults who are functionally impaired is which of the following?&#10;A) Adult Day Care.&#10;B) Home Care.&#10;C) Hospice Care.&#10;D) Long-Term Hospital Care.

Accepted Answer

The service described in the question (nonresidential community-based group program for functionally impaired adults) is specifically referring to Adult Day Care. The other options listed (Home Care, Hospice Care, Long-Term Hospital Care) do not fit this description.

Question 3

Countable income for the Aid and Attendance program includes all of the following except:&#10;A) Dividends.&#10;B) Interest.&#10;C) SSI.&#10;D) Wages.

Accepted Answer

Countable income for the Aid and Attendance program includes dividends, interest, and wages, but does not include Supplemental Security Income (SSI).

Question 4

Which of the following statements about Medicaid is incorrect?&#10;A) It is the single largest payer of long-term care services in the United States.&#10;B) Provides medical assistance to low income individuals.&#10;C) State specific asset and income-level requirements.&#10;D) Uniform rules and regulations throughout the United States because it is a federal program.

Accepted Answer

Medicaid is a joint federal and state program, but each state has its own rules and regulations regarding eligibility, benefit packages, and payment rates. Therefore, there is no uniform set of rules and regulations throughout the United States.

Question 5

Which of the following provides continuous medical attention to residents?&#10;A) Assisted Living Facility.&#10;B) Continuing Care Retirement Community.&#10;C) Senior living community.&#10;D) Skilled Nursing Facility.

Accepted Answer

Skilled Nursing Facilities (SNF) provide continuous medical attention to residents. They are staffed by licensed nurses and have medical equipment to support seniors with high medical needs or chronic conditions. Assisted Living Facilities (ALF) and Continuing Care Retirement Communities (CCRC) provide some medical assistance and support but not continuous medical attention like SNFs. A Senior Living Community is a broad term that encompasses different types of communities ranging from independent living to assisted living facilities.

Question 6

Care which refers to non-skilled, personal care, such as help with activities of daily living is which of the following?&#10;A) Assisted.&#10;B) Custodial.&#10;C) Hospice.&#10;D) Skilled.

Accepted Answer

Non-skilled, personal care is referred to as custodial care.

Question 7

Care that is provided to patients for the relief from pain and from the symptoms of disease or its treatment is:&#10;A) Custodial care.&#10;B) Long-term care.&#10;C) Palliative care.&#10;D) Skilled care.

Accepted Answer

Palliative care is defined as care that is provided to patients for the relief from pain and from the symptoms of disease or its treatment. The focus of palliative care is to improve the quality of life of patients who are facing serious illness, by addressing their physical, emotional, spiritual, and social needs. Custodial care refers to non-medical care that is provided to assist individuals with daily living activities, while long-term care refers to medical and non-medical care that is provided to individuals who are unable to live independently due to chronic illness or disability. Skilled care refers to services that are provided by licensed professionals, such as nurses or therapists, in order to treat or manage a patient's medical condition.

Question 8

Which of the following is a federally-insured program backed by the U. S. Department of Housing and Urban Development?&#10;A) Home Equity Conversion Mortgage.&#10;B) Proprietary Reverse Mortgage.&#10;C) Single-Purpose Reverse Mortgage.&#10;D) VA Home loan.

Accepted Answer

The Home Equity Conversion Mortgage (HECM) is a federally-insured reverse mortgage program backed by the U. S. Department of Housing and Urban Development. The other options listed are not related to HUD or federally-insured.

Deck 14: Elder Planning Basics