Deck 21: Post-Petition Filing

Question 1

Trustees are required to receive debtor documents through the courts' secured website under §727.

Answer 1

False

Question 2

If expenses exceed income, there's a presumption of undue hardship, and a Reaffirmation Agreement is automatically denied.

Answer 2

False

Question 3

A Reaffirmation Agreement must be filed by __________.

A) the 341 Meeting of Creditors.
B) the date of the discharge.
C) within sixty days of the first scheduled 341 Meeting of Creditors.
D) none of the above.

Answer 3

within sixty days of the first scheduled 341 Meeting of Creditors.

Question 4

Debtors are required to sign Reaffirmation Agreements if there is secured debt.

Question 5

Attorneys are required to sign a declaration if they assisted the client with a Reaffirmation Agreement.

Question 6

Reaffirmation Agreements only apply to secured debts.

Question 7

Local Rules vary on how Reaffirmation Agreements are handled.

Question 8

How are documents submitted to trustees?

Question 9

When is a Reaffirmation Agreement due?

Question 10

Are attorneys required to assist clients with the Reaffirmation Agreement? Please elaborate.

Question 11

What happens if a debtor defaults on a Reaffirmation Agreement?

Question 12

Pedro is a pro se debtor. He sent by mail to the U.S. Trustee's Office all the documents that are relevant to his Chapter 7 bankruptcy, yet, at the 341 Meeting his bankruptcy case was dismissed for failure to provide documents. Why?

Question 13

What is a Suggestion of Bankruptcy?

Question 14

When is a Suggestion of Bankruptcy filed?