Which of the Following Is Not an Example of Moral

Which of the following is not an example of moral hazard?

A) People with health insurance take poor care of themselves.
B) Reckless drivers own the safest cars.
C) Banks make risky loans because deposit insurance protects them.
D) People give more to charity just because it is tax deductible.
E) A quarterback holds on to the ball longer before passing because he has a good offensive line.