A Cheerleader-Turned-Pop-Vocalist Is Offered a Choice by Her Producer of Either

A cheerleader-turned-pop-vocalist is offered a choice by her producer of either a lump sum of $20 million for all future work or a stipend of $1 million per year, payable to her and her heirs forever.She should choose the $1 million

A) no matter what the interest rate is
B) if the interest rate is greater than 20 percent
C) if the interest rate is less than 20 percent
D) if the interest rate is greater than 5 percent
E) if the interest rate is less than 5 percent