The Development of Brokered Deposits Increased the Moral Hazard Problem

The development of brokered deposits increased the moral hazard problem of deposit insurance by

A) attracting risk-loving depositors.
B) in effect, allowing the extension of insurance coverage to deposits above the $100,000 limit.
C) scaring cautious small depositors away from thrifts.
D) making depositors more conscious of the need to carefully monitor the behavior of thrift managers.