Critics of allowing bank examiners too much discretion argue that doing so results in banks

Question

Quizplus · Accepted Answer

Allowing bank examiners too much discretion can result in banks being too conservative in making loans because they may become overly cautious to avoid any potential issues that could arise during an examination. This can lead to banks being hesitant to provide loans to individuals or businesses, which can have negative impacts on the economy.

Critics of Allowing Bank Examiners Too Much Discretion Argue That