The Health Insurance Premiums for Firm A's Employees Are Based

The health insurance premiums for Firm A's employees are based on an experience rating.Which of the following is correct?

A) Firm A will be more likely to screen job applicants for health problems in order to keep its premiums low.
B) Firm A will be more likely to offer safety and health programs for its employees.
C) Firm A will be less likely to consider the health of job applicants when hiring new employees.
D) both A and B