If the Owner of a Whole Life Policy Quits Paying

If the owner of a whole life policy quits paying premiums and gives no instructions to the insurer,what happens?

A) The policy lapses and insured receives nothing.
B) The insurance company sends the insured a check for the cash value.
C) The insurance company sends the insured a check for the total of all premiums paid.
D) The policy is converted to paid-up insurance.
E) The policy is converted to extended-term insurance.