Antonio is a claims adjustor for LMN Insurance Company. After the insurer is notified that there has been a loss, Antonio meets with the insured. The first step in the claims process that Antonio should follow is to

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The first step in the claims process that Antonio should follow is to verify that a covered loss has occurred. This includes confirming that the insurance policy provides coverage for the specific type of loss that has occurred, and that the circumstances of the loss are covered under the terms of the policy. Only once Antonio has determined that a covered loss has occurred can he move on to determining the amount of the loss and ultimately, paying the claim if it is covered. Options B and D are unethical practices and not recommended in the claims process.

Antonio Is a Claims Adjustor for LMN Insurance Company