Jan purchased a boat owners package policy.While using his boat,he negligently hit a pier.A person standing on the pier fell and was severely injured.Which of the boat owners package policy coverages will respond to a lawsuit filed as a result of this negligent act?

Question

Quizplus · Accepted Answer

Liability coverage is the coverage that responds to lawsuits arising from negligent acts causing bodily injury or property damage to other parties. Physical damage coverage applies to damage to the boat, while medical expense coverage covers medical expenses for injuries sustained by the insured or passengers on the insured's boat. Uninsured boaters coverage covers injuries to the insured or passengers caused by an uninsured boater.

Jan Purchased a Boat Owners Package Policy